Fernandina Beach Homes for Sale & Luxury Properties
Search Fernandina Beach homes for sale, including beachfront homes and new listings.
Search Fernandina Beach homes for sale, including beachfront homes and new listings.
Fernandina Beach is one of Florida's most sought-after coastal communities, offering a rare blend of historic charm, natural beauty, and a thriving real estate market. Located on the northern tip of Amelia Island in Nassau County, Fernandina Beach attracts buyers from across the country who are looking for primary residences, vacation homes, and investment properties in a relaxed, small-town setting. Whether you're searching for a beachfront condo, a Victorian-era historic home, or a luxury estate in a gated community, Fernandina Beach real estate offers something for every lifestyle and budget.
Wide beaches with easy public access
A historic downtown with local shops and restaurants
Strong community events throughout the year
Walkable areas near schools, parks, and waterfront
A slower pace of life with convenient access to Jacksonville
Good options for primary homes, vacation homes, and investment properties
Fernandina Beach is a coastal city on the northern end of Amelia Island. It offers a relaxed lifestyle supported by local businesses, outdoor recreation, and a well-preserved historic core. Residents enjoy quick access to the beach, marina facilities, golf, and nature preserves. The area attracts full-time residents as well as second-home buyers who want a low-stress coastal environment with modern conveniences. The city layout is simple, and most daily needs can be met within a short drive.
Residents enjoy year-round access to outdoor recreation—beach walking, kayaking, fishing, boating, and cycling are everyday activities here. The downtown historic district, anchored by Centre Street, is filled with 19th-century architecture, independent restaurants, wine bars, boutique shops, and a working shrimp boat dock that still brings fresh seafood to the community. Fernandina Beach is also home to top-rated schools in Nassau County, making it a strong choice for families relocating from larger metro areas.
Fernandina Beach has a steady real estate market influenced by its waterfront location, historic neighborhoods, and strong demand from both local and out-of-state buyers. Property types span single-family homes, condos, townhomes, and short-term-rental friendly areas. Prices vary based on proximity to the ocean, the historic district, and newer planned communities on the island’s interior.
The Centre Street historic district is the heart of Fernandina Beach and one of the most distinctive neighborhoods in Northeast Florida. Homes here date from the 1870s through the early 1900s and feature classic architectural styles including Queen Anne, Folk Victorian, and Colonial Revival. Many have been thoughtfully restored with modern systems while preserving original details—heart pine floors, wrap-around front porches, original millwork, and high ceilings.
Buyers who want to walk to dinner, weekend farmers markets, and the marina are drawn to this neighborhood. Inventory here is limited, which keeps demand and prices elevated. Historic district properties represent a unique investment opportunity given their irreplaceable character and central location.
Along Fletcher Avenue and the oceanfront streets, buyers find condos, townhomes, and single-family homes with direct beach access or ocean views. Condos offer strong potential for short-term rental income when allowed. Single-family beachfront homes tend to be the highest priced properties in Fernandina Beach, and inventory can be tight due to limited development opportunities on the coast.
Interior areas of Amelia Island and the south end near the Ritz-Carlton feature gated and non-gated communities built around golf courses and preserved green areas. Homes range from mid priced options to luxury estates. These neighborhoods appeal to buyers who want structured amenities, privacy, and newer construction.
Just off the island, the mainland side of Fernandina offers more space and lower price points while remaining a short drive from the beach. Buyers find larger lots, newer subdivisions, and opportunities for custom builds. This area often attracts families and long-term residents who want access to the island without island pricing.
The Fernandina Beach real estate market continues to benefit from year-round tourism, a robust relocation trend from Northeast and Midwestern states, and a structural shortage of beachfront inventory. Homes in the historic district and oceanfront areas tend to sell quickly and with strong competition. Mainland and interior island properties typically offer buyers more negotiating flexibility and a wider selection.
Buyers considering Fernandina Beach luxury homes should be prepared to move quickly on well-priced listings. Cash buyers remain active in this market, particularly for second home and investment purchases. Mortgage-contingent buyers can still compete with strong pre-approvals and responsive agents.
Rental property investors should note that Fernandina Beach and Nassau County have specific regulations governing short-term rentals. Working with a knowledgeable local agent is essential to navigating zoning requirements.
Residents enjoy easy access to outdoor activities including beach walks, boating, fishing, and biking. The city hosts events such as the Shrimp Festival, art fairs, and farmers markets that draw both locals and visitors. Schools, grocery stores, medical services, and fitness facilities are within close reach. The small-city structure makes errands simple while Jacksonville International Airport is about a 40 minute drive for travel.
A: Yes. Fernandina Beach offers a stable coastal market with limited inventory, consistent demand, and strong long-term appreciation — especially for beachfront and historic district properties.
A: Prices range from the mid-$300,000s for mainland and interior homes to $1M+ for oceanfront and luxury properties. Condos and townhomes typically fall between $300,000–$700,000.
A: It can be, particularly near the beach — but short-term rental rules vary by zone and property type. Always verify eligibility with the City of Fernandina Beach before purchasing.
A: Relaxed, outdoor-focused, and community-driven. Residents enjoy beach access, a walkable historic downtown, local dining, and year-round festivals — with a slower pace than nearby Jacksonville.
A: Yes. It's a top retirement choice for its mild climate, small-town feel, quality healthcare, and low-maintenance housing options like golf community homes, condos, and townhomes.
A: About 35–40 miles northeast of downtown Jacksonville — roughly a 40-minute drive. Jacksonville International Airport is the same distance away.
Looking for a specific type of property? Browse our curated property listings by type:
Fernandina Beach is part of a broader Amelia Island and Nassau County real estate market. Explore homes in these nearby communities:
39,280 people live in Fernandina Beach, where the median age is 56.5 and the average individual income is $61,341. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
Average individual Income
There's plenty to do around Fernandina Beach, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including Luxe Picnics by Les The Boutique, Cider A1A, and Holy Grounds Coffee House.
| Name | Category | Distance | Reviews |
Ratings by
Yelp
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|---|---|---|---|---|
| Dining | 2.61 miles | 6 reviews | 5/5 stars | |
| Dining | 4.6 miles | 6 reviews | 5/5 stars | |
| Dining | 2.01 miles | 19 reviews | 5/5 stars | |
| Dining | 4.76 miles | 5 reviews | 5/5 stars | |
| Shopping | 4.67 miles | 6 reviews | 5/5 stars | |
| Shopping | 3.43 miles | 27 reviews | 5/5 stars | |
| Active | 4.43 miles | 26 reviews | 5/5 stars | |
| Active | 2.03 miles | 7 reviews | 5/5 stars | |
| Active | 3.26 miles | 5 reviews | 5/5 stars | |
| Active | 4.05 miles | 20 reviews | 5/5 stars | |
| Active | 4.68 miles | 6 reviews | 5/5 stars | |
| Beauty | 4.68 miles | 11 reviews | 5/5 stars | |
| Beauty | 3.3 miles | 5 reviews | 5/5 stars | |
| Beauty | 3.64 miles | 9 reviews | 5/5 stars | |
| Beauty | 3.01 miles | 8 reviews | 5/5 stars | |
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Fernandina Beach has 17,718 households, with an average household size of 2.2. Data provided by the U.S. Census Bureau. Here’s what the people living in Fernandina Beach do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 39,280 people call Fernandina Beach home. The population density is 604.52 and the largest age group is Data provided by the U.S. Census Bureau.
Total Population
Population Density Population Density This is the number of people per square mile in a neighborhood.
Median Age
Men vs Women
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10-17 Years
18-24 Years
25-64 Years
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75+ Years
Education Level
Total Households
Average Household Size
Average individual Income
Households with Children
With Children:
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Marital Status
Blue vs White Collar Workers
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